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But while it's one thing to look for property, few sellers will consider you to be a serious buyer unless you have your finances well in order. Buyers really need to be pre-qualified before engaging in
discussions with a seller. This ensures that the buyer is in a financial position to purchase the property, and is in the strongest possible position to negotiate. For pre-qualification, a loan officer will ask you a
few questions concerning employment history and proposed collateral, and will ultimately provide you with a pre-qualification letter stating the amount you are pre-qualified to borrow.
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Tue Apr 17 2007
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