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Are Verbal Offers Binding?Are Verbal Offers Binding?Are Verbal Offers Binding? Imagine this. You're on your way out of town when your real estate agent calls to let you know about a hot new listing. You arrange to meet your agent at the property to take a look before you go. The house is just what you've been looking for. But, there's no time to make a written offer so you ask your agent to... |
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Buying a Townhouse or Condominium: What Should You Consider?Buying a Townhouse or Condominium: What Should You Consider?Buying a Townhouse or Condominium: What Should You Consider? Tired of mowing the lawn? Ready for a low-maintenance lifestyle? Perhaps it's time to consider buying a condominium or townhouse. But before forging ahead, consider the following. When you buy a single family detached residence, you become the exclusive owner of the structure and... |
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By the Book: How Important Are Building Permits?By the Book: How Important Are Building Permits?By the Book: How Important Are Building Permits? Prudent buyers complete thorough investigations before they complete their home purchase. This usually involves having the home inspected by a home inspector. Some buyers stop with that. This can lead to problems later, however, because most home inspectors limit the scope of their... |
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Do I Need Title Insurance?Do I Need Title Insurance?Do I Need Title Insurance? Title defects aren't common, but when they occur, the consequences can be disastrous. One seller found out to his surprise that there was a cloud (title defect) affecting title to his property. The title search on his property showed that a deed had been recorded transferring title from the previous... |
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How Can I Be Sure How Much Cash I Need?How Can I Be Sure How Much Cash I Need?How Can I Be Sure How Much Cash I Need? Recently a homebuyer who had been preapproved for a mortgage discovered after she signed a contract to purchase a new home that she didn't have all the cash she needed to close the deal. Another preapproved buyer found out just before she made an offer that the purchase would cost her an extra ten.. |
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How Can I Buy a New Home If I Need to Sell a Home First?How Can I Buy a New Home If I Need to Sell a Home First?How Can I Buy a New Home If I Need to Sell a Home First? Most homeowners need the equity from their current home to use for a down payment on the next home. Even when the cash down payment isn't an issue, many homeowners wouldn't dream of owning two homes at the same time. In today's heated real estate market, well-priced homes are selling...Glossary |
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How Can I Make Sure That Contract Contingencies Are Removed on Time?How Can I Make Sure That Contract Contingencies Are Removed on Time?How Can I Make Sure That Contract Contingencies Are Removed on Time? Contract contingencies are conditions that must be met for the sale to go through. The two most common contingencies are for inspections and financing. An inspection contingency protects the buyers. It gives them the right to inspect the property to their satisfaction. If... |
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How Can I Reduce My Closing Costs?How Can I Reduce My Closing Costs?How Can I Reduce My Closing Costs? Often it's easier for buyers to qualify for a mortgage than it is for them to scrape together enough cash for the down payment and closing costs. Down payment amounts vary. Usually they're in the range of five to twenty percent of the purchase price. In addition, closing costs can run another $5,000 to.. |
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How Can I Reduce the Amount of Cash I Need to Close?Home prices are rising in many areas. This poses a challenge for homebuyers who are stretching to come up with enough cash for a down payment and closing costs. |
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How Long Does It Take to Close a Sale?In many respects, buying a home is like buying a car. With both endeavors, you start by researching the inventory. Then you decide what to buy and you negotiate the purchase. Once you've agreed on price and terms, you line up financing. When the loan's in place, various legal documents are signed and the deal is done. |
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