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House Closing

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How Much Will I Have to Pay?: Unanticipated Closing Costs

Imagine this: After accepting an offer to sell your home, you review the settlement charges and discover that you're going to net less from the sale than you anticipated because you overlooked the city transfer tax. Or maybe you're a buyer and you've saved enough for 10 percent cash down payment on a $300,000 house. But when you meet with your mortgage broker, you're told that you'll need about $10,000 more in order to buy the home.

 

Sat Oct 12 2002
Views: 91


Is a Termite Clearance Necessary?

Is a Termite Clearance Necessary?Is a Termite Clearance Necessary? Imagine finding out after you purchased a new home that it's riddled with dry rot and termites. To guard against such misfortune, most homes are put through the scrutiny of a termite inspection during the course of a sale transaction. A termite inspection is an inspection of a structure for all evidence of...

 

Sat Oct 12 2002
Views: 77


Is It Better for a Buyer or Seller to Pay for Termite Work?

Is It Better for a Buyer or Seller to Pay for Termite Work?Is it Better for a Buyer or Seller to Pay for Termite Work? Most real estate purchase contacts include a clause covering wood-destroying pests and organisms. The specifics will vary from one contract to the next. But, a standard clause will usually indicate who -- buyer or seller--will order and pay for a wood-destroying pest report and...

 

Sat Oct 12 2002
Views: 72


Is It Better to Buy or Sell First?

Is It Better to Buy or Sell First?Is It Better to Buy or Sell First? Buying the second, or third, time around is usually more complicated than it was the first time. Two transactions are involved instead of one: the purchase of your new home and the sale of your existing home. So there's twice the paperwork, twice the time and effort and twice the anxiety. Most sellers.

 

Sat Oct 12 2002
Views: 75


Poor Planning Can Turn the American Dream Into a Nightmare

Owning your own home is the American dream. But it can turn into a nightmare. To make sure you don't find yourself in a miserable situation, give careful consideration to the questions listed below before you buy a home.

 

Sat Oct 12 2002
Views: 75


Should Buyers and Sellers Communicate Directly?

Should Buyers and Sellers Communicate Directly?Should Buyers and Sellers Communicate Directly? Real estate agents usually caution sellers to disappear when their home is shown to a potential buyer. And, buyers are often told that mum is the word if they happen to run into the sellers during the course of a showing. Why are agents so reluctant to let buyers and sellers get together?.

 

Sat Oct 12 2002
Views: 75


Should Buyers Do Work on a Property Before Closing?

Should Buyers Do Work on a Property Before Closing?Should Buyers Do Work on a Property Before Closing? Let's say you're buying a home that's showing signs of wear. Maybe the interior could use a coat of paint and the floors need refinishing. Through your agent, you discover that the sellers are moving out early. If you could gain access to the property after the sellers leave you could...

 

Sat Oct 12 2002
Views: 66


Should Seller Hold Out for a Higher Price?: Determining Market Value is Not an Exact Science

Should Seller Hold Out for a Higher Price?: Determining Market Value is Not an Exact ScienceShould Seller Hold Out for a Higher Price?: Determining Market Value is Not an Exact Science Recently a seller received offers from three different buyers. All of the offers were for more than the asking price. The seller still felt that the offers weren't high enough, so he decided to wait for a better offer. Another seller was presented..

 

Sat Oct 12 2002
Views: 65


Tips for Hot-Market Buyers: How You Can Beat Out the Competition

Tips for Hot-Market Buyers: How You Can Beat Out the CompetitionTips for Hot-Market Buyers: How You Can Beat Out the Competition Last year was a record year for home sales. This year, home sales are expected to drop by 8.7 percent, according to the National Association of Realtors. Even so, sales should remain high enough to make 2000 the third best year ever. Going along with this booming housing...

 

Sat Oct 12 2002
Views: 60


What Are Closing Costs and Who Pays for Them?

What Are Closing Costs and Who Pays for Them?What Are Closing Costs and Who Pays for Them? The various fees associated with buying or selling a home are called closing costs. Buyers and sellers both pay closing costs but who pays what costs varies from area to area. For example, in Los Angeles, sellers usually pay for title insurance. In San Francisco, it's customarily paid for by..

 

Sat Oct 12 2002
Views: 71


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